Commercial Loan Software

part of Destiny's 3-in-1 loan origination system

Gone are the days of needing separate software packages for originating and managing your mortgage, consumer, and commercial loans. Destiny supports all three loan types in one single software system.

With Destiny, each department can still operate autonomously if desired, yet all of the data is available for cross-sell purposes, tracking and reporting. No more importing or exporting and no interfaces to disparate systems – or expensive modifications to your core banking system. Everything is self contained in your MS SQL or Oracle database. This eliminates hours and hours of IT support issues since Destiny becomes your one and only system of record.

Commercial Loan Categories

Just like Mortgage and Consumer Loans, Destiny’s Commercial Loan technology utilizes our unique Product Manager. Since your lending guidelines are built into the Product Manager, the system will tell the end user which loan products are available for the given loan requests. No more mistakes or missed guideline issues. In fact, any type of guideline can be built from any field or combination of fields, including any custom fields that you want to create.

The following are just some of the types of Commercial Loans that can be supported in your Destiny system

Agriculture	Land - Raw
Apartment / Multi-Family	Land - Improved
Casino	Mobile Home Park
Condo Conversion	Office / Medical Building
Condo / Hotel	Outlet / Shopping Mall
Convenience Store	Owner - User / Occupy
Equipment	Religious Church
Gas Station	Restaurant / Bar / Lounge
Golf Course	Retail Anchored Center
Health Care Facility	Senior Citizen Housing
Hotel / Motel	Unsecured
Industrial / Warehouse

Compliance is the Key…

Compliance is guaranteed through our interface to our document partners. Gone are the days of countless final reviews to make sure that all of the required documents are being presented.

Loan stipulations and loan covenants are easily tracked and can be auto-defaulted based upon built-in business rules. Just like other business channels in Destiny, you can administer the system from the top down – hence eliminating subjectivity and costly mistakes from the lending process. Your users will be automatically prompted for required information and the work queues will drive their daily activity scheduling.

Contact INTEGRA to find out more about Destiny’s Commercial Lending.