About INTEGRA

INTEGRA Management

According to Al Engel, First Senior Vice President of Valley National Bank, the functionality of INTEGRA's Destiny, combined with his high level of trust in INTEGRA's people, led Valley to choose INTEGRA over other competitors. "I'd known the executives at INTEGRA —Jerry Pratt and Rick Allen —for many, many years," said Engel "I have a very high degree of respect for them and they are among the few people who I would do business with on a handshake.” Read more about Valley National Bank’s partnership with INTEGRA that started in 2001.

With a combined 80+ years in the software and banking industries, no top management team is more experienced, more dedicated—or more involved hands-on with customers. Every workday the three top executives are talking with current customers—to learn more about their needs; or educate them about Destiny; or facilitate implementations, training or custom development; or plan new software features and functions; or solve client issues.

As co-founder of INTEGRA Software Systems and co-author of the initial Destiny Loan Origination Software, Mr. Pratt oversees and coordinates the company's overall business strategy and all business functions. He is also actively involved in sales contract negotiations and ongoing support with INTEGRA customers.

Mr. Pratt has 24 years of management and senior technical experience in the loan origination software industry. Prior to INTEGRA, he was Executive Vice President of a mortgage software provider and was responsible for Product Development, Customer Support, Training, Implementation and overall Operations. In addition, he was also instrumental in the actual coding of their DOS-based system and developed expertise in the area of Truth-in-Lending disclosures and calculations. Mr. Pratt also served as the lead developer for another nationally known software company and began his career as a programmer for a Tennessee based financial software company. He has a BS in Computer Science from Middle Tennessee State University.

Also a cofounder of INTEGRA Software Systems (and with Jerry Pratt the co-author of the initial Destiny loan origination software), Mr. Allen manages INTEGRA’s Operations which includes Client Services, Implementation, Support, Research and Development, Quality and Assurance, Information Technology, and Documentation.

Mr. Allen has 24 years of experience in the loan origination software industry, and prior to INTEGRA was Vice President for a mortgage software provider where he was responsible for design, development, customer service, training and documentation. He also initiated the development of a successful DOS-based mortgage origination system. Mr. Allen was also in charge of programming for a regional financial software provider and helped develop their first PC-base consumer loan system. He attended Middle Tennessee State University.